Portugal Residence by Investment

Portugal Golden Visa / ARI.

European Residence • Investment • Family Mobility

Portugal's Autorização de Residência para Investimento (ARI), commonly known as the Golden Visa, provides qualifying third-country nationals with Portuguese residence through eligible investment activity.

The program can provide Portuguese residence, Schengen mobility, family-reunification opportunities and potential longer-term residence or nationality options, subject to the separate legal requirements applicable at the relevant time.

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Current ARI Routes

Qualifying investment options.

Portugal currently provides several qualifying ARI investment categories. The appropriate route should be selected only after reviewing the investor's objectives, source of funds, risk profile and legal, financial and tax circumstances.

€

Investment Funds

Capital transfer of at least €500,000 for acquisition of units in qualifying non-real-estate collective investment undertakings established under Portuguese law and meeting the applicable statutory requirements.

R

Scientific Research

Capital transfer of at least €500,000 applied to qualifying research activities conducted by public or private scientific-research institutions integrated into Portugal's scientific and technological system.

C

Culture & Heritage

Capital transfer of at least €250,000 for qualifying investment or support involving artistic production or the recovery or maintenance of Portuguese national cultural heritage.

10

Job Creation

Creation of at least 10 qualifying jobs may constitute an eligible investment activity under Portugal's ARI framework.

B

Portuguese Company

Capital transfer of at least €500,000 into a qualifying Portuguese commercial company combined with the applicable permanent job-creation or job-maintenance requirements.

F

Family Reunification

Qualifying ARI investors may seek family reunification for eligible family members under Portugal's applicable immigration rules.

Real estate no longer qualifies: Direct acquisition of Portuguese real estate is not currently an eligible ARI investment category. Purchasing property in Portugal by itself therefore does not qualify an investor for the Golden Visa.
Residence Benefits

Why investors consider Portugal's ARI.

Portuguese Residence

Qualifying investors obtain Portuguese residence authorization, subject to maintaining the applicable investment and ARI requirements.

Schengen Mobility

Portuguese residence provides mobility within the Schengen Area subject to applicable European and national travel rules.

Family

Qualifying family members may potentially obtain residence through Portugal's family-reunification framework.

Long-Term Options

ARI holders may later seek permanent residence or Portuguese nationality if they independently satisfy the requirements in force when they apply.

Physical Presence

A comparatively limited stay requirement.

Residence Requirement

AIMA currently states that ARI holders generally need to remain in Portugal for at least seven days during the first year and at least 14 days during subsequent applicable periods.

International Mobility

The comparatively limited physical-presence requirement makes the ARI particularly relevant to internationally mobile investors and families who do not intend to relocate immediately to Portugal on a full-time basis.

Important: Residence-card validity, renewal periods and physical-presence requirements should always be confirmed against the rules applicable to the investor's particular residence permit and renewal period.
Investment Fund Route

The investment must satisfy specific Portuguese requirements.

The fund route remains one of the principal ARI investment categories, but not every Portuguese investment fund qualifies for the Golden Visa.

Current ARI Requirements

  • Minimum qualifying capital transfer of €500,000
  • Eligible non-real-estate collective investment undertaking
  • Constituted under Portuguese legislation
  • Minimum maturity of five years at the time of investment
  • At least 60% of the investment value invested in commercial companies headquartered in Portugal

Investor Due Diligence

  • Investment strategy and underlying assets
  • Fund manager and regulatory status
  • Fees and expenses
  • Liquidity and holding period
  • Investment concentration
  • Exit provisions
  • Financial risk
  • Independent legal, financial and tax advice
NKIC does not provide investment advice. Selection of a fund or other investment should be made with appropriately regulated investment, legal and tax professionals. NKIC's role is focused on mobility strategy, application coordination and related immigration planning.
Business Investment

Investment in a Portuguese company can also qualify.

New Company

A qualifying capital transfer of at least €500,000 may be used to establish a commercial company headquartered in Portugal when combined with creation of at least five permanent jobs.

Existing Company

Qualifying reinforcement of the share capital of an existing Portuguese commercial company may also qualify when combined with the required creation or maintenance of employment. Current rules include a minimum employment component and a minimum three-year period.

Family Planning

Portugal residence for qualifying family members.

Family-reunification eligibility depends on the relationship, documentation and rules applicable to each family member. The investor's spouse or qualifying partner, children and other eligible dependants should be assessed individually before the application structure is finalized.

Permanent Residence & Nationality

Residence is not the same as citizenship.

Portugal's nationality legislation changed significantly in May 2026. Golden Visa applicants should therefore be cautious about older advertising that describes Portugal as providing citizenship after five years.

Permanent Residence

Qualifying ARI holders may potentially request permanent residence under Portuguese immigration law when they satisfy the separate requirements applicable to permanent residence.

Portuguese Nationality

Portuguese nationality is a separate legal process. Under the nationality rules that entered into force on 19 May 2026, the general naturalization residence period for new applications is longer than under the previous law and varies according to nationality.

2026 nationality-law change: For new naturalization applications under the rules effective from 19 May 2026, the general legal-residence requirement is 10 years for nationals of most countries and 7 years for nationals of Portuguese-speaking countries or EU Member States. Other nationality requirements must also be satisfied. Different rules may apply to applications already pending when the new legislation entered into force.
Source of Funds & Compliance

Investment eligibility includes financial documentation.

Investment Capital

Applicants must demonstrate the required qualifying investment and supporting financial transactions.

Source of Funds

Banking and application procedures may require documentation demonstrating the lawful origin and transfer of investment capital.

Background Documents

Identity, criminal-record, immigration and other supporting documentation forms part of the residence process.

Banking & Compliance

Portuguese banking and investment providers conduct their own compliance and due-diligence procedures independently of immigration eligibility.

The ARI Process

From investor assessment to residence permit.

1. Assessment

Review nationality, family members, source of funds, investment objectives and potential ARI eligibility.

2. Portuguese Setup

Coordinate required Portuguese legal, banking, tax and investment steps with appropriately qualified local professionals.

3. ARI Application

Coordinate preparation and submission of the required ARI documentation through the applicable Portuguese process.

4. Biometrics & Residence

Complete applicable AIMA appointment, biometric and residence-card requirements and subsequently maintain investment and renewal obligations.

Professional Coordination

Immigration coordination with Portuguese professionals.

Portugal residence-by-investment matters can involve Portuguese immigration law, nationality law, banking, taxation, investments, corporate matters, source-of-funds documentation and family planning.

NKIC coordinates with appropriately qualified Portuguese lawyers, tax professionals and regulated financial or investment professionals where their specialist advice or representation is required.

2026 PROGRAM GUIDE

Portugal Residency & Golden Visa

Request the NKIC 2026 guide to Portugal ARI routes, qualifying investments, family planning, renewals and long-term residence options.

Request the 2026 Program Guide

Is Portugal the right residence option for your family?

Complete the NKIC Online Intake Questionnaire so we can review your nationality, family structure, residence objectives, financial profile, source of funds and investment preferences before discussing Portugal ARI options.

Complete Online Intake Book a Consultation WhatsApp +41 76 818 00 66

Portugal's immigration, investment, residence, taxation and nationality rules can change. Eligibility depends on the investor, family members, nationality, source of funds, selected investment and legal requirements in force at the relevant time. Nothing on this page constitutes Portuguese investment, financial, legal or tax advice. Investment values are not guaranteed and investments involve financial risk.